Don & Jennifer Smith, Brokers
Cumberland Realtors, Inc.

Top 1% National Producers 1992-2001
Toll Free: 800.222.0441
Local: 615.824.3344
Fax: 615.760.6358
Email:           don@donsmith.com


Dear Mr. and Mrs. Johnson,

Jen and I first want to thank you for allowing us the opportunity to be of possible service to you. We do not take that lightly.

We have prepared the following Comparative Market Analysis, (CMA) to assist you in determining the fair market value of you property. This information has been compiled from reliable information available from the Multiple Listing Service, Register of Deeds as well as General Information gather from the local climate of the area.

While none of the properties are exactly like the subject property, they do provide a good reference source to determine the market range of similar properties in the area.

Since we have not yet previewed the property, this analysis does not take into account any special amenities that you might have added.

After your review of this CMA, if you have any question or would like us to recalculate a fair market value, please contact us at one of the numbers or by email which you will find on the cover page.

Respectfully yours,

Don R. Smith, Broker

Cumberland Realtors, Inc.

Sample CMA only


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